Archive for August, 2007

by Mai Fadzilah
Gold has been mankind’s possession since the dawn of civilization. Used as money in China over three thousand years ago, gold was first collected by the Romans in 50BC. Investing in gold such as gold bullion, gold coin, or gold jewelry could be advantage and a great money maker. This will increase and diversify an investing portfolio. Gold offers value and often maneuvers independently of stocks and bonds. Gold products are easily liquidated, making them easy to buy and sell.

With the stock market and other financial markets so volatile, so many experienced and novice investors are relying on tangible investment. Gold bullion holds value, therefore providing liquidity which makes for simple investing. More over, online investing as well as the market is never ending. Even a portfolio of stocks displays all gold investment to include the gold coin. However, the market does tend to fluctuate, therefore the serious and single- minded gold investor concludes that jewelry items do have potential profitable opportunities. These investors conceive that it is feasible to promote a tremendous amount of investigation in lieu of this market prior to your pursuit of the best investment.

You should obtain all the knowledge possible to be assimilated that pertains to all investment vehicles. For example, gold jewelry has been around for thousands of years, never loosing prosperity with its trend and fashion, never dates or fades. Surprisingly enough, jewelry supply was actually cut off from jewelry trade in the United States during the World War ll era due to the significance of platinum. Platinum was designated as a strategic metal that was rendered a guaranteed source for having considerable value. In considering online investing, perhaps, there are two potential major methods to make money online. They are antique or modern investing.

Furthermore, it is imperative to familiarize yourself with the hallmarks and the symbols denoting purity. If the gold is said to be 18karat, that means that the item is seventy- five percent pure. The 14karat equates to fifty-eight and a half percent pure while the one karat is twenty- fourth part of one hundred percent pure metal.

Therefore, reliable contacts and dealers in the gold jewelry trade must be researched and cultivated. It is in your best interest to locate a trusted and established dealer before investing your money. There are 2700 tones of gold used annually to manufacture jewelry. Your decision to invest in precious metal jewelry will certainly incorporate you into a specialized market. Always remember that trust and integrity are priorities when purchasing or distributing through a jewelry retailer, to include wholesale jewelry in the market place. Do not eliminate the due process of extensive research in the pursuit of this investment opportunity.

Gold is a long term, low risk yet profitable investment. Gold is a must in every serious investor’s portfolio. But what if you don’t have knowledge, experience, skill or time to invest in gold by yourself? Then you should leave it to the expert like us. By leaving it to us, we ensure you’ll make profit of 2% monthly, 112% after six months or 124% per annum. Find out more here GenuineGold.biz

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by Mai Fadzilah
In the wholesale jewelry industry, the last two decades has created different names for gold. Gold is currently also identified as technibond, diamonique, overlay, bonded, sealed, clad and layered. It is imperative as a manufacturer of wholesale jewelry to reserve knowledge and expertise. Furthermore, the investor must maintain the highest level of quality possible.

The distribution of high quality wholesale jewelry can be rewarding. Throughout the United States and around the world wholesale jewelry sells has proven consistently profitable. If you are considering investment services; buying or selling gold jewelry, it is crucial that you fully understand how to determine gold prices. Obtaining this pertinent information will assist you with successfully determining a good deal from a potentially corrupt deal. Subsequently, you will comprehend the market better before you seek an investment opportunity.

The most important part of wholesale gold jewelry trading is to understand the breakdown of the cost of a piece of gold jewelry. For example, to calculate the cost for a 24 karat gold jewelry that weighs three grams you must first divide the price per ounce by 31.5 to get the price per gram. This will determine the price per gold. Another significant detail regarding the cost for a particular piece of jewelry is the price for labor, especially for pieces that are set with precious stone. Depending on the origin and style of the jewelry, the labor cost can sometimes be as high as two dollars per gram.

A rewarding method of analyzing a certain style of gold jewelry for the best investment is to gain knowledge of the competitors’ prices. After determining the gold price, the investment is done by looking at the markups of your competitors to obtain an idea of how severe the competition is. More over, the jewelry business is highly dependent upon style, therefore styles that where once popular may not sell at all just months later. Basically, when purchasing gold jewelry wholesale, it is recommended that you estimate the monthly sales and stock according to the sale volume. By understanding the market and knowledgeable of your competitors, you will be ahead of the rest when buying or selling wholesale gold jewelry. Inevitably, you will reduce the any mistakes during this entrepreneurial endeavor. Thus you have increased the chance for succeeding tremendously.

Gold is a long term, low risk yet profitable investment. Gold is a must in every serious investor’s portfolio. But what if you don’t have knowledge, experience, skill or time to invest in gold by yourself? Then you should leave it to the expert like us. By leaving it to us, we ensure you’ll make profit of 2% monthly, 112% after six months or 124% per annum. Find out more here GenuineGold.biz

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by Shawn Lim
THE POWER OF SAVINGS

Look around you, your friends and your families. How many of them are actually a Millionaire? None? But if I tell you that, in fact most of them can be a Millionaire merely with just savings, what will you think? This is true. Now allow me to tell you this fact. If you make good use of mathematics, and think logically, everyone of us has got the potential to be a Millionaire in our lifetime.

Why did I said so? Here is an example, if you are earning $3,000 per month, you will have made $36,000 a year. Then for over 40 years, you will have approximately $1.44 million! But of course you will say that, “Shawn, you forgot to deduct all the expenses”. Yea, indeed, I forgot to deduct all the expenses. But here’s the thing. What if you save 10% of your income, $3,000 each and every month? You then invest the 10% into stocks or mutual funds to get a 15% returns annually. Then for over 40 years, how much will you make? You will have made $6.914 million! So you see, by using the miracle of compounding and the power of savings, you can actually be a Millionaire in your lifetime!

But for most people, they spend what they earn. And after 40 years, they save none of their money. They will then blame the whole world just because they can’t save any money. So don’t be like everybody else. If you want to be a Millionaire, then follow the footsteps of a Millionaire. If you follow what ordinary people do, then you will end up like most people, you spend all that you’ve earned. Don’t just giving excuses by saying that “I’ll invest once I have the money”. This is not true. If you can’t even save $1 out of $100, then you won’t be able to save $100,000 out of $1 million.

Therefore stop giving excuses and stop procrastinating. Start your investment or business plan now. Time never waits for anyone, the day you stop and wait, you will lost the chance of becoming a Millionaire. Time can change everything. Slowly, day by day, although the changes is not much everyday. But through a very long time, a small piece of sand can be accumulated to become a big pile of sands. You must make good use of your time.

You can have a few piggy banks to help you save up your money. It is yours to decide how much you want to save and where the money shall goes. Maybe you can have 3 piggy banks, one is for your investment, one is for you to spend on your luxury items that you want to buy, another is for other business purposes. Well this is just an example. But you must start doing this right away. And always remember that the more you save, the shorter time you will need to become a Millionaire.

So now you know, the power of savings can make everyone a Millionaire. But this is only through time and endurance.

Learn how to Make Money Online, live a Millionaire lifestyle in no time. Get all Free Tips Making Money Online here, http://themillionairesecrets.blogspot.com/If you don’t act on this information today you may never get the opportunity to take this life changing step again. Just follow the link and start your new life today!

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by lancastersuites
Beth Collingz, PLC Global Marketing Director of PLC International Marketing Networks, the lead marketing partners for Pacific Concord Properties Inc Lancaster Brand of Condo Hotels in the Philippines says Apart-hotels or Condotels as they are know locally are really growing in popularity among British and European investors. In the last two months alone we have sold a significant number of apart-hotel units both in the UK and Europe. Apart-hotels are an opportunity for investors to purchase into a new asset class with much higher yields than traditional buy-to-let properties.

The rental opportunity is achieved through a need for hotel accommodation, rather than residential letting markets. There are three key reasons why buyers are keen to invest in Apart-hotels or Condotels in the Philippines” Collingz continues, Firstly, it’s a completely hands-off investment: the developer builds the hotel, and the management company runs it. Their job is to operate the hotel, maintain it and ensure maximum room occupancy and, as they receive a percentage of the nightly room rate, they are motivated to do so.

Secondly, because investors income is a percentage of the nightly, weekly or monthly room rate of the rental operations pool of all the units in the development rather than a monthly income from a single rented property, they are not exposed to substantial monthly deficits.

From a financial perspective, the income level compares favorably with traditional buy-to-let. Generally, expected income levels are sizeable 12-16% ROI per annum would not be unusual in a well-selected apart-hotel. If suggested income levels on a development are much below 10%, we would not consider promoting it as it would not represent a good investment opportunity for our clients said Collingz.

In the Philippines this form of investment seems set to outstrip the traditional buy-to-let rental market. At present, Metro Manila and regional towns such as Cebu, lack hotel rooms meaning that occupancy levels in any developments are likely to be high.

Most new investors in the Lancaster Suites Manila are established UK property investors who are looking for a UK product with a higher yield and no operating deficits. However, Apart-hotels are also attracting first time buyers looking to establish themselves on the property ladder whilst making yearly income as well.

Demand for apart-hotels is increasing as investors become more aware and better informed about the opportunities on offer. And whilst finding financing for overseas property has been difficult in the past, PCPI offers all buyers a no prequalification In-House 12 year payment plan with zero down payment, making the entry level open to may first time investors.

Lancaster - The Atrium, located in Shaw Boulevard, Metro Manila, is a “Full Service” Apart-Hotel [”Condotel”] offering Studio, One, Two and Three Bedroom Suites for sale. To be completed and ready for turnover from December 2010, Lancaster will provide unit owners with premier residential condo units with the option of enrolling their units in the Lancaster Rental Pool and earn Rental Incomes as Owner Non-Residents when not using their units. This makes Lancaster Manila, one of the Hottest Investment Opportunities in the Philippines said Collingz.

All units at the Lancaster Suites have kitchen facilities. The standard unit price provides for the suite to be semi-finished but not fully furnished. Included in the current price are the interior finishing’s such as tiled & semi-fitted bathrooms, bedrooms with simulated wood plank flooring, semi-fitted living and dining area with simulated wood plank floorings and lower kitchen cabinets/work tops installed. Walls and ceilings are painted cement finish. A complete optional extra interior fit-out package including unit fittings and fixtures, furniture’s, furnishings, air-conditioning, lighting fixtures and appliances will be available towards the time the units are closer to being completed continued Collingz.

For further info please do not hesitate to contact us:

Beth Collingz
PLC International Marketing Networks

Pacific Concord Properties Inc., Manila Head OfficeShaw Boulevard, Mandaluyong City. Metro Manila. PhilippinesPhone: Manila [632] 717 1958Fax: Manila [632] 718 1828Pacific Concord Properties Inc., Cebu OfficeLapu-Lapu City, Mactan. Cebu. PhilippinesPhone: Cebu [6332] 340 0721Fax: [6332] 495 4938EMail: plcsales@pldtdsl.nethttp://www.lancastersuites.comhttp://www.plcglobalpinoy.com

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by Wain Roy
Imagine being open to a wider market with more products to sell without having to pay sky-rocketing taxes! Isn’t it too good to believe? But that’s how it is with offshore eCommerce—it’s just magic. You get to sell more, find more and grow more if you’re planning to have an offshore business. This has its thrilling advantages, which explains why it is so popular in today’s world.

With offshore eCommerce, you can sell as many products as may be is available in the world. In fact, sometimes you will be able to sell more products from offshore than what you do from within the bounds of the strict legalities of your country. The sale of life-saving drugs (LSDs), for instance, is banned in the US but you are legally free to buy them from an online marketer and have it delivered in the US.

There are many such products which find its access closed in one country but can be procured via an offshore business. Handicrafts, regional tokens, certain food items, and clothing fall under this list of products which can be resold online and with profit. The Latin Americans, in particular, make the most of it by selling local products. The Asians closely follow suit in this practice. Africans use their native handicrafts in the international businesses. And there are more people’s groups involved in extracting the benefits of offshore eCommerce everyday.

Every country you visit, you can keep an eye on unique products, which you can sell online or make a part of your offshore company and earn money against it. Being in a Free Trade Zone, you get to sell products tax free, thus reaping higher margins on profit. You can buy products from anywhere in the world and have them sold offshore online to the rest of the planet. This means that you do not have to pay tax to the US government for products sold online from US.

Offshore eCommerce has umpteen benefits in its folds. If you are selling products which are manufactured in a nation different from yours, you can still have it shipped and carry on all the operations from offshore, or through your offshore website. You money gets accumulated into your offshore banking account. You can keep your profit, pay back the manufacturer and handle every single step of the sale comfortably online. And all these, without having to pay any taxes!

There are endless possibilities in offshore businesses. You get to sell more, earn more and prosper more even when you are only virtually operational. That’s the biggest advantage. However, before setting up a company or an offshore residence or heading straight for tax-free profits, ensure you are free from all legal restrictions of your country.

Wain Roy is an internet marketing professional expert in various industries like real estate, web design, finance, medical tourism, Canadian pharmacy drug and offshore company

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by Alvin Toh
All investment clubs must keep proper financial records. The club treasurer is responsible for keeping the books organized and accurate. However, this can be a rather complicated and time consuming task when there are many members in the club. That’s why investment club software is an essential tool that every club should have.

There are three main types of investment club software available — accounting, tax, and investing. Some software packages combine all three functions. Accounting club software makes it easy to manage member contributions and withdrawals, buying and selling of shares, distribution of dividend income and preparing tax returns. Since all club financial information is in one place, members can easily be updated on the club’s investments and their individual shareholdings. Specific reports and graphs can also be generated and printed.

As most investment clubs are formed as partnerships, they must file an annual tax return irrespective of whether they make a profit or not. Keeping financial records with a club accounting software ensures accurate reporting for tax purposes. Investment club tax software enables the treasurer to simply print federal tax forms for the club and for each member. Once the forms have been reviewed and signed, they can be sent off. There’s no need to fill in tax forms by hand, which can be tedious and difficult if the treasurer does not understand tax law. Investment club tax software is updated every year for changes in IRS tax forms so clubs can be assured that they are filing the correct forms.

Investing software is an essential tool for investment clubs and investors. It helps to analyze stocks, markets, company’s fundamentals, graphs and charts so you can make an informed decision about which stocks to invest. If you are a novice investor, investing software takes the mystery out of investing. It teaches how to invest by introducing time-tested methodologies that enable individuals and clubs to assess stocks right away. This type of software can provide interactions through the internet to give current market information as well as trends.

The 3 types of investment club software can be purchased individually or as a package. It may be cheaper to buy as a package. Then again, choose a software or package that is flexible and easy to use.

The benefits of investment club software far outweigh its cost. It saves time, frustrations and reduces human errors arising from making computations and entries by hand. It also eliminates the need to hire an accountant or tax professional, thus saving money for the club. Best of all, it keeps the club’s books organized.

Investment clubs have been growing tremendously in recent years. Many people who feared about investing on their own have reaped the rewards by joining or starting an investment club. Learn more about investment clubs and at www.aboutinvestmentclub.com/home

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by lancastersuites
If you’re going to become involved in luxury real estate, including condotels, act confidently. Even if you’re new to the luxury Life Style market, act as if you’re familiar with it already. Too often, newcomers fail to do well in luxury real estate because they become overwhelmed. They go to see luxury properties and they act as if they’re overly impressed, as if they’re not used to being around luxury real estate

This is a problem when buying and selling. If you act too impressed or overwhelmed when you buy luxury real estate, including condotels, you won’t get the best deal. If you act too desperate to unload the luxury property when you sell, as if you’re afraid to hold onto it because it’s out of your league, you won’t get the best deal either. In order to succeed in luxury real estate, in order to gain the most profit out of your luxury condotel properties, you have to act comfortable with luxury, even if you’re not

Condotels can help you open the door to dealing in luxury real estate. While to best condotel properties are pricey, they still cost less than some luxury homes you might want to become involved in down the road. Financing is increasingly available for condotel properties. Condotels are located in all the best real estate markets, the places that draw tourists, businessmen, luxury buyers and investors. And condotels are a hassle-free investment, a great way to diversify your portfolio while getting started in luxury real estate

When you select the right condotel property, backed by a reputable builder, in a hotel that offers great service, you won’t have to worry about attracting the right renters and buyers. A professional hotel management will keep your condotel unit occupied with renters, with some condotel properties, one week’s rental can cover a monthly mortgage payment, and they will practically bring potential buyers to your door when you wish to sell the property. When you stay in the condotel yourself, you will become increasingly acclimated to luxury living and understand what your buyers are looking for..

If you can appreciate the long-term growth potential of the luxury market, if you’re willing to jump in and not be overwhelmed or intimidated by luxury properties, you can expand to a new level of real estate investing and develop a lucrative portfolio. The right condotel properties in the right locations can be a great way for you to become involved in luxury real estate

To get started, lean more about the demographic that is driving the luxury real estate market; visit and become familiar with luxury properties, including staying in hotels in the area, for example the Waterfront Airport Hotel in Mactan; and follow the big builders to the best condotel properties in the hottest markets, like Mactan, Cebu and Metro Manila

If you’re willing to become involved in “Life-Style” real estate, via condotel investments in the Philippines, you will have a distinct advantage over other investors that hesitate to enter the high-in-demand realm of lifestyle properties and you need look no further than investments in the Lancaster Cebu Resort Residences in Mactan, Cebu or the Lancaster Suites, Shaw Boulevard, Metro Manila

For those planning to reside in Condotels in Cebu or Manila, Pacific Concord Properties Inc Lancaster Suites owners & residents can utilize the services provided by the Condotel, such as the swimming pool and other recreational facilities, restaurant & bar, concierge, 24-Hour housekeeping and room service.

For further info please do not hesitate to contact us:

Beth Collingz

PLC International Marketing Networks

Pacific Concord Properties Inc., Manila Head OfficeShaw Boulevard, Mandaluyong City. Metro Manila. PhilippinesPhone: Manila [632] 717 1958Fax: Manila [632] 718 1828Pacific Concord Properties Inc., Cebu OfficeLapu-Lapu City, Mactan. Cebu. PhilippinesPhone: Cebu [6332] 340 0721Fax: [6332] 495 4938http://www.lancastersuites.comhttp://www.plcglobalpinoy.comhttp://www.condotel-rentals.com

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by Alvin Toh
For many people, taking the plunge into investing can be a daunting experience. They may have little investment knowledge or limited funds. Joining or starting an investment club is a great way to learn about investing in stock or real estate. Investment clubs enable members to pool their money for joint investment so you don’t need to have massive capital to start investing.

Finding an online investment club
There are many online investment clubs available. To start with, choose an investment club that fits your investing style and interests. Do you want to invest in stock or real estate? If you are a male (or female), do you prefer to join an all-men (or all-women) or mixed investment club?

Finding a good fit is important for an online investment club. Keep in mind what your main objective is for joining a club. If you are new to investing and need support and knowledge, be sure to choose a club that offers lots of hand-holding for its members.

Another important feature of an online investment club is the forum or discussion board. It allows members to communicate with each other since they don’t meet face to face. They can ask and answer questions. Newbies can learn a lot from others who are more knowledgeable and experienced. People from all over the world can join an online investment club. Distance is not a problem as the internet has made it possible for them to stay connected.

Choose a long established online investment club that is in line with your approach to investing. You should contact the club directly if you have any questions. Enquire about its past and current investment performance.

Finding an offline (or local) investment club
For people who have time to socialize, they may prefer to join a local investment club. These clubs are similar to online clubs except that members meet locally, typically once a month, to discuss and evaluate what stocks to invest.

The meetings incorporate educational talks on various investing subjects. You have the opportunity to hear investment experts speak and share their experience — not from someone with textbook knowledge only.

Local investment clubs are often advertised in the local newspaper classified ads. You may also find them through postings on bulletin boards. Your local bank may also have information about investment clubs. Another good way to find a local investment club is through word of mouth. Ask your co-workers or friends. Chances are they may know someone who is a member of an investment club and can make a recommendation to you.

Investment clubs have been growing tremendously in recent years. Many people who feared about investing on their own have reaped the rewards by joining or starting an investment club. Learn more about investment clubs at http://www.aboutinvestmentclub.com/art-find

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by Andrew Kryzak

The fact that you clicked on this article shows that you’re not satisfied with normal, low yielding investments. You want something that performs better and creates real results. Unfortunately, very few investments exist that really stand out in terms of providing big returns and great safety. And, filtering through the thousands of different “great” opportunities to find the one or two that really works can be daunting.

Fortunately, reading this article is going to clear the haze you may experience when contemplating where to place your money for maximum safety and growth. You’re going to see how you can easily earn 25% percent returns on your money with rock solid safety. So, let’s take a look at tax lien investing and the amazing leverage it offers.

Tax liens are at the very top of the investing apex. You’re unlikely to find anything better than tax liens (if it’s stability and tremendous growth you seek). Tax liens offer you so much that other investments don’t. Take a look at this brief list of benefits:

• Rates of return ranging from 15% all the way to 300%
• Government backed safety
• Guaranteed profits
• No management hassles
• Very easy to do
• Can be done from home, in your spare time

The above list says it all. I think you will have quite a bit of difficulty locating another investment that offers all the above points. Of course, you might be skeptical. And that’s fine. Most people are. You need to find out if it’s legitimate on your own.

If you’re interested in learning about how tax lien investing can change your life, you should visit my website where you will find advanced strategies and guaranteed methods that lead directly to tax lien investing success. Don’t forget to sign up for your free e-course on tax lien investing.

You’re only seconds away from learning how to achieve consistent 20-300% returns on the money you invest with complete government certified safety. Discover the new and innovative strategies that will take you to heights of investing success you have never reached before. Leave all other ordinary investments in the dust. Click on: Tax Liens now!

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by McKinsey Hendrick
If you are an enthusiastic person and desire to learn how to buy and sell stock, than you must be like many other people who want to build their wealth through the market. But a lot of these people don’t take the time to learn the basics first. Dreams can come true, with proper planning and hard work.

Follow the correct steps to learn how to buy and sell stock and you could be another success in the market. This article will cover some of the needed basics such as some basic definitions, finding a broker, executing a trade and how to find good stocks. With this knowledge in hand, you can confidently begin on your new path to financial freedom.

The first thing is to understand is what a stock is. When you buy stock, you are actually buying a part of ownership in that company. If the company does well and makes money, the shares should grow in value and you make money. The opposite would be true if the company lost money.

Undervalued stocks and overvalued stocks are some terms you will probably come across. This means that the stock is trading below or above, respectively, what the experts think the stock should be valued at. The P/E ratio is one way of determining the value of a stock. If the price to earnings ratio gets too high, compared to others in the same industry, that could mean the stock is overvalued. These are only a few of the terms you will become familiar with while learning how to buy and sell stock.

You will have to find a broker to buy and sell stock with. This won’t be hard since there are many brokers online now. You may have to look around though, to actually find one you feel comfortable with. It could take a little time. When you buy and sell stock, you will have to pay a fee to the broker for each trade. The price of the commission differs with each broker and is an important consideration. If you make a lot of trades, it could cost quite a bit.

Each broker has a different way of executing a trade. The process is basically the same though and really not that hard. When you deposit money into your newly opened account, you can go directly to the trade screen on your brokers site and enter your trade there. There should be help files to guide you if you have any problem.

Finding a good stock to buy could be as easy as logging on to your brokers website! Numerous brokers are offering help to learn to buy and sell stock and also offer programs on their site to help you pick stocks too! You can screen a variety of stocks to help find a good stock to buy. Most programs are pretty simple, but they usually offer help if you need it.

Don’t sit back and wait. You have to begin now if you want to make a fortune by learning to buy and sell stock. A step in the right direction would be to open a brokerage account. You could learn a lot by searching their site. Take your time and get a feel for it. Take small steps until you know what you are doing and go from there. Getting started is the first step to earning a fortune by learning to buy and sell stock.

Broker fees influence the bottom line of your stock account. multiply profits by learning how to get FREE trades every month by going to http://www.hot-sources.com/free-trade-stock-brokers.html

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